Worrying about money always stresses me out. I’m a worrier by nature, so I worry about it even when I don’t need to be worrying about it. Make sense?
For instance, this month we have a lot of expenses. We’ve got 2 kids having laser surgery, we’ve got to pay a $500 deductible for car repairs, and we’re going out of town for a weekend. We can handle all of it, but it doesn’t stop me from worrying about handling it all!
One of the things that’s really helped us is free cash from those credit card offers arriving in the mail. What free cash, you say? Well, we have a few 0% credit cards we keep for emergencies. And because there’s no interest rate, it’s basically a free loan. If we have crazy bills like this month, we could use the card if things got tight, and pay it off next month, or in 2 months, without paying any interest. Interest free credit cards are great, if you remain disciplined when using them! If you’re not getting enough credit card offers in the mail, you can go online to compare credit cards and find a few that work for you. Just make sure you pay attention to the terms and rates - some cards will up your APR if you’re late with a payment, so read the fine print!
